The 1964 Kennedy Half Dollar isn’t just an old coin—it’s a historic piece of Americana that’s gained legendary status among collectors. Introduced shortly after President John F. Kennedy’s assassination, this silver coin has become more than a symbol of mourning—it’s become a rare and valuable collector’s item. Some versions have even fetched prices as high as $200,000 at auction. Surprised? You might be sitting on a hidden treasure without even knowing it.
Let’s cut into what makes certain 1964 Kennedy Half Dollars so incredibly valuable.
Origins
The Kennedy Half Dollar was introduced in 1964, just months after JFK’s tragic death. The U.S. Mint fast-tracked the release to honor his memory. Designed by Gilroy Roberts (obverse) and Frank Gasparro (reverse), the coin features Kennedy’s profile and the Presidential Seal.
This 1964 release was the only Kennedy Half Dollar struck in 90% silver for general circulation. Starting in 1965, the silver content was lowered, making the 1964 version more desirable. This connection to both history and precious metal content is why the coin continues to attract collectors around the world.
Varieties
While millions of 1964 Kennedy Half Dollars were minted, only a few specific types hold exceptional value.
1. 1964 SMS Kennedy Half Dollar
The SMS (Special Mint Set) version is one of the rarest coins in U.S. history. Only 12 to 50 are believed to exist, likely created as test strikes.
These coins have a satin-like finish, razor-sharp details, and visible polishing lines. They’re not proof coins, but they have a refined quality that’s hard to miss. The rarity and fine craftsmanship make these incredibly valuable. In 2019, one graded SP68 by PCGS sold for $156,000. Others have sold for even more, with some reaching or exceeding the $200,000 mark.
2. “Accented Hair” Proof
This variety features a more pronounced strand of hair above Kennedy’s ear and was part of an early proof set before being quickly altered. The difference is subtle but important.
Collectors identify this coin by two main features:
- Extra hair detail above the ear
- A missing serif on the “I” in LIBERTY
Because this version was pulled from production early, it has become a collector favorite. High-grade proofs can sell for thousands, especially if graded PR70 with strong cameo contrast.
3. High-Grade Regular Issues
Even standard 1964 Kennedy Half Dollars can be worth a premium in mint condition. Those graded MS65 or higher, or with deep cameo features, command serious attention. A brilliant example with minimal wear and a mirror-like finish can sell for hundreds or even thousands, depending on demand and rarity.
Features
Here’s a quick overview of what separates common coins from valuable ones:
| Feature | Description |
|---|---|
| Coin Name | 1964 Kennedy Half Dollar |
| Key Varieties | SMS, Accented Hair Proof |
| Silver Content | 90% silver, 10% copper |
| Rarity Value | Up to $200,000 for SMS |
| Identifying Traits | Satin finish, accented hair, missing serif |
Identification
Not sure what you’ve got? Here’s how to start identifying a valuable Kennedy Half Dollar:
- Inspect the finish. SMS coins have a smooth, satin texture. Proof coins are mirror-like with frosted designs.
- Check Kennedy’s hair. If it’s fuller and more detailed above the ear, you might have an Accented Hair variety.
- Look at the “I” in LIBERTY. Missing serif? That’s another Accented Hair clue.
- Assess the condition. Use a magnifying glass to spot scratches or wear. Higher-grade coins (MS65 or PR70) are far more valuable.
- Seek a professional appraisal. Getting it graded by PCGS or NGC verifies authenticity and can boost your selling price.
Value
While many people think coins must be ancient to be valuable, this coin proves otherwise. The right variety of the 1964 Kennedy Half Dollar can turn a casual find into a life-changing discovery. Whether you inherited one or found it in a drawer, it’s worth taking a closer look.
FAQs
What is the 1964 SMS Kennedy Half Dollar?
A rare satin-finish test coin, only 12–50 exist.
How can I spot an Accented Hair variety?
Look for detailed hair above the ear and missing serif in LIBERTY.
What is the silver content of the 1964 Kennedy Half Dollar?
It contains 90% silver and 10% copper.
Are regular 1964 Half Dollars valuable?
Yes, if in mint condition or high grade.
Should I get my coin professionally graded?
Yes, grading boosts value and confirms authenticity.
