Raising children is expensive, but Ontario families may be eligible for help through the Ontario Child Benefit (OCB). In 2025, parents and guardians could receive up to $1,680 per child annually, or $140 each month, to help cover day-to-day costs like food, school supplies, clothing, and childcare.
The OCB is a tax-free monthly payment designed to assist low- to moderate-income families in Ontario. If you’re already receiving the Canada Child Benefit (CCB), you don’t need to apply separately for the OCB—it’s automatic. That makes accessing the benefit simple, especially if you keep your tax filings up to date.
Overview
| Aspect | Details |
|---|---|
| Maximum Annual Benefit | $1,680 per child ($140/month) |
| Eligibility | Ontario residents with children under 18 |
| Income Threshold | Phased out as income increases |
| Application | Automatic through Canada Child Benefit |
| Payment Dates | 20th of each month |
| Official Source | Ontario Child Benefit (OCB) |
The OCB offers important financial support to parents in Ontario. By knowing how it works and staying on top of your paperwork, you can ensure you receive this monthly boost without delay.
What
The Ontario Child Benefit is a tax-free monthly payment from the Ontario government that helps with the costs of raising kids under 18. It is based on family income, and families with lower incomes receive more support.
Because it’s integrated with the Canada Child Benefit (CCB), there’s no extra paperwork if you already receive federal child benefits. The CRA uses your income tax return to determine how much you qualify for, and payments arrive on the 20th of each month.
Why
Here’s why the OCB is important for Ontario families:
- It helps cover essentials like groceries, clothes, and school-related costs
- It provides monthly relief for parents trying to stretch their budgets
- It supports child development by easing financial pressure
- It’s simple to access if you’re already getting the CCB
This benefit helps balance monthly household expenses and improves the quality of life for families across the province.
Eligibility
To qualify for the Ontario Child Benefit, you need to meet the following conditions:
1. Residency
- You must live in Ontario
- You must be the primary caregiver for a child under 18
2. Income
- The OCB is income-tested
- Benefit amounts are reduced for families earning above a set threshold
3. Canada Child Benefit (CCB)
- You must be receiving the CCB to qualify for the OCB
- If you’re not receiving the CCB, apply through the CRA
4. Tax Filing
- You must file your annual income tax return
- Even if you earn little or no income, filing ensures you remain eligible
The CRA uses your net family income from your tax return to calculate your monthly benefit.
How to Apply
You don’t need to apply for the OCB separately. Follow these steps:
1. Apply for the CCB
Visit the CRA website and apply for the Canada Child Benefit. Once approved, you’ll automatically be considered for the Ontario Child Benefit.
2. File Your Taxes
Make sure you and your spouse or partner file taxes each year. This is the only way CRA can assess your income and issue payments.
3. Keep Your Info Updated
Notify CRA of any changes in your marital status, income, or address. These updates affect your eligibility and payment amount.
4. Receive Monthly Payments
If eligible, the OCB is paid automatically each month, along with your CCB.
Payment Schedule and Amount
- Maximum of $140 per child per month
- That adds up to $1,680 per child annually
Payment Dates (Same as CCB)
| Month | Payment Date |
|---|---|
| May 2025 | May 20, 2025 |
| June 2025 | June 20, 2025 |
| July 2025 | July 20, 2025 |
| August 2025 | August 20, 2025 |
| September 2025 | September 20, 2025 |
Payments are sent by direct deposit or mailed cheque, depending on your setup with CRA.
If you’re unsure whether you qualify or haven’t applied for the CCB, now is the time to act. The sooner you apply and file your taxes, the sooner you can receive your payments. These monthly amounts may not seem huge on their own, but over time, they can ease the burden of raising children in today’s economy.
FAQs
How much is the Ontario Child Benefit?
Up to $140 per month or $1,680 annually per child.
Do I need to apply separately for the OCB?
No, it’s included when you apply for the Canada Child Benefit.
When are OCB payments made?
On the 20th of each month, alongside CCB payments.
Can I receive the OCB without filing taxes?
No, filing a tax return is required to remain eligible.
Is the OCB payment based on income?
Yes, the benefit decreases as your household income increases.
