In June 2025, many Canadian seniors will receive monthly payments from Old Age Security (OAS) and the Guaranteed Income Supplement (GIS). These programs are crucial for financial stability in retirement. But what about those rumors of a $1,790 plus $943 payout? Let’s cut into what’s real, who qualifies, and how much you can actually expect to receive.
Benefits
Here’s a breakdown of OAS and GIS maximum monthly payments from April to June 2025:
| Benefit | Age Group | Max Monthly Amount | Eligibility |
|---|---|---|---|
| OAS | 65–74 | $727.67 | Canadian resident, 10+ years in Canada after age 18 |
| OAS | 75+ | $800.44 | Same as above |
| GIS | Single | $1,086.88 | Income under $22,056 and receiving OAS |
| GIS | Couple (both get OAS) | $654.23 each | Combined income under $29,136 |
| Payment Date | All recipients | June 28, 2025 | Must meet all criteria |
Together, these payments can total as much as $1,887.32 per month if you qualify for both full OAS and GIS benefits. But don’t be fooled by viral posts that claim extra money is on the way—there haven’t been any new increases announced.
OAS
Old Age Security is a monthly payment offered to Canadians aged 65 and over. It’s not linked to your work history, so even if you never had a job in Canada, you can still qualify as long as you meet the residency rules.
Eligibility
To receive OAS, you must:
- Be 65 or older
- Be a Canadian citizen or legal resident
- Have lived in Canada for at least 10 years after age 18
If you haven’t lived in Canada for 40 years, you might only receive a partial payment.
How Much?
- Ages 65–74: Up to $727.67/month
- Ages 75+: Up to $800.44/month
These numbers are reviewed quarterly and adjusted based on inflation.
GIS
The GIS is an additional non-taxable benefit for low-income seniors who already receive OAS. It’s a lifeline for those whose income is limited.
GIS Maximums (June 2025)
| Marital Status | Max Monthly GIS | Income Limit |
|---|---|---|
| Single | $1,086.88 | Less than $22,056 |
| Couple (both receive OAS) | $654.23 each | Under $29,136 |
| Couple (spouse receives Allowance) | $654.23 each | Under $40,800 |
| Couple (spouse does not receive OAS) | $1,086.88 | Under $52,848 |
GIS amounts are based on your income and are reviewed multiple times a year.
Rumor
Let’s talk about that $1,790 + $943 claim floating around online. It’s not true. Here’s what’s really going on:
- The actual maximum for someone 75+ with no income is $800.44 (OAS) + $1,086.88 (GIS) = $1,887.32
- There has been no new one-time payment or top-up announced by the government
- Always check official sources like Canada.ca before believing viral claims
How to Apply
Many seniors are automatically enrolled. You’ll get a letter a few months before your 65th birthday. If everything looks right, no action is needed.
Manual Application
If you don’t get that letter, you’ll need to apply:
- Online through your My Service Canada Account
- Or by completing a paper form and mailing it to Service Canada
The same process applies for GIS.
Tips
Want to make the most of your benefits? Here’s how:
- Delay OAS: Waiting until age 70 increases your monthly OAS payment by up to 36 percent
- Watch your income: Keeping income below GIS thresholds ensures you receive the full amount
- Update your info: Report changes to income or marital status to avoid overpayments
- Use direct deposit: You’ll get your money faster and more securely
With the rising cost of living, these benefits are more important than ever. Knowing exactly what you qualify for—and steering clear of misinformation—can help you plan your retirement income with confidence.
FAQs
Is there a $1,790+$943 OAS payment?
No, that amount is not an official increase. It’s a rumor.
When is the next OAS/GIS payment?
June 28, 2025 is the scheduled payment date.
How much GIS can a single senior get?
Up to $1,086.88 per month if eligible.
Is GIS taxable?
No, the GIS is a non-taxable benefit.
Can I apply online for OAS and GIS?
Yes, you can apply through My Service Canada Account.
