$2,400 Canada Workers Benefit in 2025 – Check Eligibility and Payment Schedule

Published On: July 22, 2025

If you’ve heard about the $2,400 Canada Workers Benefit (CWB) for 2025, you’re not alone. This benefit is designed to give working Canadians, especially those earning modest incomes, a financial boost. Whether you’re single, part of a family, or living with a disability, the CWB could help ease the pressure of everyday expenses.

In this article, we’ll break down how the benefit works, who qualifies, how much you could receive, and when you can expect payments.

Overview

The Canada Workers Benefit is a refundable tax credit that provides low-income workers with extra cash to help make ends meet. What sets it apart is that you don’t have to owe taxes to receive it—it’s paid even if your tax bill is zero. It’s like a wage top-up, rewarding work and providing critical support to those who need it most.

How Much Can You Get?

The maximum CWB amounts in 2025 are based on your income and family status. Here’s a quick breakdown:

Category	Maximum Annual Benefit
Single Individual	$1,518
Families (couples, etc.)	$2,616
Disability Supplement	Additional $737

As your income increases, the benefit begins to phase out. For individuals, it starts to decrease after $24,975 and ends at $35,095. For families, the reduction starts at $28,494 and ends at $45,934.

If you or your spouse qualifies for the Disability Tax Credit (DTC), you could get up to $737 more. This requires CRA approval and medical certification, but it’s worth exploring if applicable.

Who’s Eligible?

To receive the CWB in 2025, you must:

Be a resident of Canada throughout the year
Be at least 19 years old on December 31, 2024
Earn at least $3,000 in working income
File your 2024 tax return

You may be ineligible if:

You’re a full-time student for more than 13 weeks (unless you have a dependent)
You were incarcerated for 90 days or more
You’re exempt from paying Canadian taxes (such as diplomats)

If you’re married or in a common-law relationship, your family’s combined income will be considered.

When Do You Get Paid?

There are two payment methods:

Lump-Sum Payment

You receive your full benefit after filing your 2024 tax return in 2025, typically around tax refund time.

Advance Payments (ACWB)

You can receive up to 50% of your benefit across three instalments:

Payment Date	Type
January 10, 2025	Advance CWB Payment 1
July 11, 2025	Advance CWB Payment 2
October 10, 2025	Advance CWB Payment 3

The remaining 50% of your benefit is paid out with your tax refund. Advance payments help smooth out cash flow across the year and can be a big help if you’re juggling fluctuating income.

How to Claim It

Here’s a simple guide to claim your Canada Workers Benefit:

File Your Taxes
Even if you earn very little or nothing, filing your 2024 taxes by April 30, 2025, is essential.
Complete Schedule 6
This is the form the CRA uses to assess CWB eligibility. Most online tax software fills it out automatically.
Set Up Direct Deposit
Log into CRA My Account and enter your bank info to ensure fast and safe payments.
Check Your Notice of Assessment
After you file, CRA will send a Notice of Assessment confirming how much CWB you qualify for and when it will be paid.

Real-World Impact

Let’s say you’re a single person earning $21,000 a year. You could receive close to the full $1,518 benefit. Or, if you’re a two-parent family earning under $30,000, you could be eligible for the full $2,616—plus the disability supplement if applicable. That’s real money that can help cover groceries, rent, transit, or childcare.

This benefit isn’t just a handout—it’s a recognition that work should be rewarding, even at lower income levels. And it’s one of the few tax benefits that truly helps put cash back into your pocket.