A new federal disability benefit is launching in Canada in August 2025, and it’s set to deliver real financial support to eligible adults living with disabilities. This monthly benefit of up to $200—totaling $2,400 per year—is part of the government’s larger plan to reduce poverty and promote financial security across the country.
In this article, we’ll cover who qualifies, how much you can receive, and how to apply, so you or someone you care about can take full advantage of the program.
Overview
| Feature | Details |
|---|---|
| Annual Amount | Up to $2,400 ($200/month) |
| Eligibility Age | 18 to 64 years old |
| Income Threshold | $23,000 (singles), $32,500 (couples) |
| Exempt Income (Work) | $10,000 (singles), $14,000 (couples) |
| Application Methods | Online, mail, phone, in-person |
| Start Date | August 2025 |
| Website | Canada.ca |
Canada Disability Benefit
This benefit is aimed at adults living with severe, long-term disabilities. It’s designed to work alongside existing federal and provincial supports, not replace them. The government introduced this initiative to address the higher living expenses faced by Canadians with disabilities—like housing, health services, and specialized equipment.
Rather than being a one-size-fits-all solution, the Canada Disability Benefit adjusts based on income and living circumstances. It’s income-tested, flexible, and built to reduce barriers for people who want to work part-time or supplement their income.
Who Qualifies for the Benefit?
To be eligible, you’ll need to meet a few criteria:
1. Age and Residency
You must be between 18 and 64 years old and a resident of Canada under the Income Tax Act.
2. Disability Tax Credit (DTC)
The main requirement is holding a valid Disability Tax Credit certificate (DTC). This certificate proves that your disability significantly limits one or more basic daily activities.
Don’t have a DTC yet? Start by visiting a medical professional who can complete the necessary form and submit it to the CRA.
3. Legal Status
You must fall into one of these categories:
- Canadian citizen
- Permanent resident
- Protected person under immigration law
- Temporary resident (with at least 18 months in Canada)
- Registered under the Indian Act
4. Filed Taxes
You must have filed your most recent tax return. This helps determine your income level for benefit calculations.
How Much Will You Receive?
The full amount is $2,400 annually, or $200 per month. But your income affects how much you get.
Income Reductions
Once you pass the income threshold, your benefit amount decreases:
| Applicant Type | Reduction Starts At | Reduction Rate |
|---|---|---|
| Single | $23,000 | 20 cents per dollar over |
| Couple | $32,500 | 20 cents per dollar over |
| Both on Benefit | $32,500 | 10 cents per dollar over |
Work Income Exemption
To encourage working, the program includes these exemptions:
- $10,000 for singles
- $14,000 for couples
Any income under those amounts is not counted against your benefit.
How to Apply
Applying is simple and can be done in the way that’s easiest for you.
1. Gather Documents
Make sure you have:
- Your valid DTC certificate
- Most recent tax return
- Proof of ID and residency
2. Choose Your Application Method
| Method | How to Apply |
|---|---|
| Online | Through Service Canada with GCKey or sign-in |
| Download the form and mail it to the address listed | |
| Phone | Call Service Canada to get help applying |
| In-person | Visit a Service Canada Centre for hands-on assistance |
3. Submit and Follow Up
After submission, keep an eye on your application through your online account, and respond to any requests for more info. If you’re approved, payments will begin in August 2025, and arrive around the 25th of each month.
Tips to Maximize the Benefit
- Apply for the DTC early if you don’t have one—it’s the first requirement.
- Keep your income under the threshold to receive the full amount.
- Work part-time if possible—the exemption allows you to earn without penalty.
- Apply as soon as it opens to avoid delays.
FAQs
When do payments start?
Payments begin in August 2025, monthly.
Do I need the DTC to qualify?
Yes, the Disability Tax Credit is required.
Can I work while receiving the benefit?
Yes, work income exemptions apply.
Is the benefit taxable?
No, it is a non-taxable benefit.
How much can I get monthly?
Up to $200 per month, based on income.
