Canada’s $445 Family Benefit Set for 2025 – Payout Dates and How to Claim

Published On: July 22, 2025

In 2025, Canada is rolling out a new monthly payment designed to ease the financial burden on families. The Canada Family Benefit (CFB) will provide $445 per month to eligible families with children under 18 years old. This initiative aims to reduce child poverty and support families dealing with rising living costs. If you’re raising children in Canada, this new benefit could be a major help—but only if you know how to claim it and meet the right criteria.

Let’s break down exactly how this benefit works, who can get it, and what you need to do to receive it.

Overview

Here’s a snapshot of the key details about the Canada Family Benefit:

Key Point	Details
Monthly Amount	$445
Start Date	January 20, 2025
Target Group	Families with children under 18
Eligibility Factors	Income level, residency, dependent children, tax filing
Payment Frequency	Monthly (20th of each month)
Payment Method	Direct deposit or mailed cheque
Application Required	Yes, via CRA and CCB registration

Purpose

The CFB is more than just another government program. It’s part of a larger plan to fight child poverty, make parenting more affordable, and support Canadians who are feeling the pinch from rising costs. Whether it’s groceries, daycare, school supplies, or rent, raising a child isn’t cheap—and the government knows it.

Eligibility

To qualify for the $445 monthly payment, you must meet a few key criteria:

You must be a Canadian resident
You must have children under 18 in your care
You must file taxes annually (even if you earn little or no income)
Your family income should fall under specific thresholds (e.g., under $35,000 to get the full amount)
You must be registered for the Canada Child Benefit (CCB)

If you already receive the CCB, you’ll be automatically assessed for the CFB. No separate application is required unless your situation has changed.

Payments

Payments for the Canada Family Benefit start on January 20, 2025, and will continue every month on the 20th. If that day falls on a weekend or holiday, expect the payment on the next business day.

Here’s the full 2025 payment schedule:

Month	Payment Date
January	January 20
February	February 20
March	March 20
April	April 20
May	May 20
June	June 20
July	July 20
August	August 20
September	September 20
October	October 20
November	November 20
December	December 20

Application

Getting the benefit isn’t automatic unless you’re already on the CCB. Here’s what to do:

File your taxes – The CRA uses your tax return to check income and eligibility.
Enroll in the CCB – If you haven’t already, you can register through CRA My Account.
Update your info – Keep your marital status, number of kids, and address current with CRA.
Set up direct deposit – This speeds up your payment and avoids mail delays.
Track your payments – Monitor your CRA account to ensure payments are accurate and on time.

Impact

The $445 monthly payment could mean real, tangible relief for thousands of families. Whether it’s paying for after-school programs or saving for future tuition, that money adds up. For families living in high-cost cities like Toronto or Vancouver, this support could make a noticeable difference in their day-to-day finances.

It’s especially valuable for low-income households. The CFB ensures that families who need it most get the most help. And unlike some past programs, this benefit scales down with income—so it’s fair and targeted.

Funding

The CFB is funded through Canada’s federal tax system, meaning it’s supported by taxes collected from individuals and businesses. It’s part of a broader strategy to reinvest in social support programs that have long-term benefits for families and the economy.