As inflation, food costs, and energy bills continue to bite, the UK government is stepping up with more support for struggling households. The latest update? A free £90 cost of living payment set to arrive this August 2025 through the Household Support Fund (HSF). Whether you’re a pensioner, on benefits, or just getting by on a low income, this one-off payment could make a big difference.
In this guide, we’ll break down what the payment is, who qualifies, how to apply, and what else the HSF covers.
Overview
The Household Support Fund is a government-backed scheme that’s been extended through March 2026. The key goal is simple—get help to those who need it the most. The £90 cost of living payment in August is just one part of a much bigger package of support.
| Feature | Details |
|---|---|
| Payment Amount | £90 (one-time) |
| Purpose | Help with food, utilities, and daily expenses |
| Who Qualifies | Low-income families, pensioners, benefit recipients, disabled individuals |
| Distribution Method | Cash, supermarket vouchers, or utility top-ups |
| How to Apply | Through your local council |
| Fund Duration | April 2025 – March 2026 |
| Total Budget | £842 million (England only) |
Household Support Fund
The HSF started in 2021 as a short-term emergency fund to help people manage rising winter costs. Fast forward to 2025, and it’s become a crucial part of the UK’s long-term cost of living support strategy.
Every local council in England gets a share of the £842 million budget to distribute as they see fit. That means how the money is given out—and who gets it—depends on where you live.
Who Is Eligible?
Eligibility varies slightly by council, but you’re likely to qualify if you fall into one of the following groups:
1. Low-Income Households
If your household income is below a set limit and you’re not receiving benefits, you might still qualify. This includes part-time workers, gig workers, and zero-hour contracts.
2. People on Benefits
If you receive any of these, you’re usually eligible:
- Universal Credit
- Pension Credit
- Income Support
- Jobseeker’s Allowance (income-based)
- Employment and Support Allowance (income-related)
3. Pensioners
If you receive Pension Credit or have limited retirement income, you’re likely to be prioritized.
4. Families with Children
If your children receive free school meals or you claim Child Tax Credit, your council might provide supermarket vouchers or food support during holidays.
5. Disabled Individuals
Those receiving DLA, PIP, or other disability-related benefits can also be eligible, especially where mobility or health needs drive up daily costs.
How to Apply
Not all councils handle the payment the same way—some issue it automatically, while others require an application. Here’s what to do:
Step 1
Use Google or visit gov.uk to find your council’s Household Support Fund page. Search using the phrase “[Your council] + Household Support Fund”.
Step 2
Each council sets different income limits, age ranges, and requirements based on local need.
Step 3
Most councils ask for:
- Proof of ID
- Benefit letters
- Utility bills
- Recent bank statements
Step 4
Some councils have an easy online form. Others may require you to call or visit in person.
Step 5
Timelines vary. Some councils respond within a week, others may take up to four weeks.
Tip: Apply early. Funds are limited and often run out quickly.
Real Examples
Here’s how a few councils are handling things:
| Council | Support Offered | How to Apply |
|---|---|---|
| Wakefield Council | £195 in vouchers, automatic to claimants | No application needed |
| Kent County | £100 vouchers for incomes under £40k | Online form with docs |
| Torbay Council | £100 cash for essentials | Priority for disabled people |
Additional HSF Help
The £90 is just one part of what’s available. Many councils also offer:
- Food Vouchers – Accepted at stores like Tesco, Asda, Aldi, and Sainsbury’s
- Energy Top-Ups – Prepaid meter cards for heating and lighting
- Holiday Food Support – Free meals or vouchers for children during school holidays
- Water Bill Relief – Through partnerships with major suppliers like Thames Water and United Utilities
Whether you’re dealing with soaring energy bills or just trying to put food on the table, the £90 August payment can offer a bit of breathing room. But the key is acting fast. Since the HSF is run locally and budgets are tight, applying early is your best bet at getting the support you deserve.
Even if you think you might not qualify, check your local council’s page anyway. As Citizens Advice has said, many working families are eligible for help—they just don’t realise it yet.
FAQs
Who gets the £90 cost of living payment?
Low-income households, pensioners, benefit recipients, and disabled individuals.
Is the £90 payment automatic?
It depends on your council—some pay automatically, others need an application.
When is the payment made?
The one-off £90 payment is scheduled for August 2025.
How do I apply for the payment?
Check your local council website for forms and eligibility details.
What other support does HSF provide?
Food vouchers, utility top-ups, and school meal help are also included.
