Canada’s $7,437 Child Benefit for 2025 – Are You Eligible for the Full Payment?

Raising kids is expensive, and in 2025, the Canada Child Benefit (CCB) continues to play a big role in helping families manage the cost. This tax-free monthly payment is designed to support parents with children under 18, and the amounts have been updated again to reflect inflation.

If you’re wondering whether you’re eligible for the full $7,437 annual payment — or even more — this guide breaks down everything in plain English so you can make sure you’re getting what your family deserves.

Overview

The CCB is a monthly payment issued by the Canada Revenue Agency (CRA). It’s available to families raising children under the age of 18 and is meant to offset expenses like food, clothing, daycare, and other costs of raising kids. It’s completely tax-free and won’t count as income when you file your taxes.

For 2025, the maximum amounts are:

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If you qualify for the full amount, this can be a real boost to your family’s monthly cash flow.

Eligibility

To qualify for the full $7,437 in 2025, you must meet the following:

1. Residency

You need to be a resident of Canada for tax purposes. That means you live here and file Canadian taxes.

2. Primary Caregiver

You must live with the child and be the one responsible for their daily care.

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3. Income

Your Adjusted Family Net Income (AFNI) must be $36,502 or less to get the full benefit. If your income is above that, the amount starts to reduce based on a sliding scale.

4. Tax Filing

You (and your spouse or partner, if applicable) must file your income tax return each year. No filing? No benefit — even if your income is zero.

Calculation

The CRA uses a sliding scale to calculate your benefit if your income is above the $36,502 threshold.

Here’s a simple example:

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• Family of two children under 6
• AFNI = $30,000 → Full benefit: $15,574/year
• AFNI = $50,000 → Partial benefit: reduced based on a formula

The more your income exceeds the threshold, the more your benefit gets clawed back. You can estimate your specific benefit using the CRA Child and Family Benefits Calculator.

Payments

CCB payments are issued around the 20th of each month. If the 20th falls on a weekend or holiday, you’ll get paid on the business day before.

Here are some example dates for 2025:

To check your payment status, just log into CRA My Account.

Apply

There are three easy ways to apply for the CCB:

Online

• Log into your CRA My Account
• Find the Child Benefit section
• Complete the application and confirm your details

At Birth

• In most provinces, you can check the box to apply when registering your child’s birth

By Mail

• Download Form RC66 from the CRA site
• Fill it out and mail it along with your documents (ID, birth certificate, SINs, etc.)

Tips

Want to make sure you get the full benefit? These tips will help:

• Always file taxes on time, even if you made no income
• Update your info with CRA if you move, separate, or change custody
• Use the CRA Calculator to estimate what you qualify for
• Look into provincial child benefits and credits like GST/HST and Canada Workers Benefit — you may qualify for more than just CCB

With the CCB offering up to $7,787 per child under 6 and $6,570 for older kids, this benefit is a crucial financial resource for Canadian families. But it’s not automatic — make sure you’re filing taxes, updating your records, and applying properly. A few small steps now can lead to thousands in support throughout the year.

FAQs