As July 2025 approaches, many Canadians are keeping an eye on their benefit payment dates. Whether you’re a parent, senior, veteran, or a low-income household, knowing when and how your benefits arrive can make a big difference in managing your monthly budget. The Canada Revenue Agency (CRA) offers several programs aimed at easing financial stress—from the Canada Child Benefit to the Old Age Security and more.
This guide covers everything you need to know about CRA benefit payments for July 2025, including who qualifies, how much to expect, and when to watch for your deposit.
Schedule
Here’s a snapshot of the CRA benefits scheduled for July 2025:
| Benefit | Payment Date | Who’s Eligible |
|---|---|---|
| Canada Child Benefit (CCB) | July 20, 2025 | Parents/guardians of children under 18 who filed 2024 taxes |
| Old Age Security (OAS) | July 28, 2025 | Canadians aged 65+ meeting residency rules |
| Canada Pension Plan (CPP) | July 28, 2025 | Contributors aged 60+ or disabled |
| Ontario Trillium Benefit (OTB) | July 9, 2025 | Low/moderate-income residents of Ontario |
| Alberta Child & Family Benefit | July 27, 2025 | Low-income families with children in Alberta |
| Veteran Disability Pension | July 29, 2025 | Canadian Armed Forces veterans with service-related disabilities |
| Canada Carbon Rebate (CCR) | April 22, 2025 | Final payment; based on 2024 taxes and province of residence |
What
CRA benefit payments are financial assistance programs funded by the Canadian government. They help cover living costs like housing, food, child care, energy bills, and retirement expenses. These benefits are typically paid out monthly or quarterly and are based on the most recent tax return filed.
Details
Let’s break down each benefit coming in July 2025:
1. Canada Child Benefit (CCB)
Payment Date: July 20, 2025
Who Qualifies: Parents or guardians of kids under 18 who filed a 2024 tax return
The CCB is a tax-free monthly payment designed to help families cover the costs of raising children. Payment amounts are based on your family’s income and the number of children.
Annual amounts (based on 2023–2024 indexing):
- Up to $7,437 per child under age 6
- Up to $6,275 per child aged 6–17
2. Old Age Security (OAS)
Payment Date: July 28, 2025
Who Qualifies: Seniors aged 65+ who have lived in Canada for 10+ years
OAS is a taxable benefit with supplements like GIS available for low-income seniors.
Monthly payments (Q4 2024):
- Up to $713.34 (ages 65–74)
- Up to $784.67 (age 75 and older)
3. Canada Pension Plan (CPP)
Payment Date: July 28, 2025
Who Qualifies: Workers who contributed to CPP, usually age 60 or older
CPP offers monthly income for retirees, those with disabilities, and survivors.
Average payments in 2024:
- Average: ~$758
- Maximum: $1,364.60
4. Ontario Trillium Benefit (OTB)
Payment Date: July 9, 2025
Who Qualifies: Low to moderate-income Ontario residents
OTB combines three credits:
- Ontario Energy and Property Tax Credit (OEPTC)
- Ontario Sales Tax Credit (OSTC)
- Northern Ontario Energy Credit (NOEC)
5. Alberta Child and Family Benefit (ACFB)
Payment Date: July 27, 2025
Who Qualifies: Low-income Alberta families with children under 18
Paid quarterly, no separate application is needed—CRA checks eligibility based on your tax return.
6. Canada Carbon Rebate (CCR)
Last Payment: April 22, 2025
Who Qualifies: Residents in provinces where the federal fuel charge applies
CCR offsets carbon costs and varies by province. Rural households may receive a 20% top-up. Note: April was the final payment for the 2024–2025 year.
Tips
To avoid payment delays or missed deposits:
- File your taxes on time – Even if you have little or no income
- Keep your CRA account info updated – Including your marital status, dependents, and direct deposit info
- Check your CRA MyAccount – To confirm eligibility and see your benefit history
FAQs
When is the CCB payment in July 2025?
The Canada Child Benefit is scheduled for July 20, 2025.
Who qualifies for the July OAS payment?
Seniors aged 65+ who meet residency requirements.
How do I receive CRA benefit payments?
File taxes, stay eligible, and enroll in direct deposit.
What is the CPP July 2025 payment date?
CPP payments will be issued on July 28, 2025.
Is the Carbon Rebate still paid in July?
No, the final CCR payment was on April 22, 2025.
