Canada’s $1,870 Monthly Disability Benefit Coming in 2025 – Check Eligibility Criteria and Payment Date

Starting in October 2025, the Canadian government is introducing a new disability benefit of $1,870 per month for seniors with severe, long-term disabilities. This move is meant to support those who are unable to work and are struggling to meet essential living costs like rent, food, and healthcare.

With inflation rising and fixed incomes stretched thin, this new program comes at a crucial time for Canada’s aging population. If you or a loved one may qualify, here’s everything you need to know about eligibility, how to apply, and when the payments begin.

Overview

The $1,870 monthly benefit targets seniors aged 65 and older who have a severe disability that prevents them from working. This benefit is tax-free and will be paid out monthly, starting in October 2025. Applications will be submitted through the CRA’s My Account portal.

$1,870 Monthly Disability Benefit

This new federal program is part of Canada’s broader strategy to enhance disability support, especially for low-income seniors. The benefit offers monthly financial assistance to help cover daily costs like housing, medicine, transportation, and food—basic needs that become harder to afford for many disabled seniors on fixed incomes.

The initiative addresses a long-standing gap in disability support, especially for older adults who no longer qualify for employment-related programs and whose retirement income isn’t enough to meet today’s living standards.

Who Is Eligible?

To qualify for the benefit, you must meet the following requirements:

1. Age Requirement

You must be 65 years or older at the time of application.

2. Disability Status

You must have a severe and prolonged disability that prevents you from working. This can be physical, mental, or a combination of conditions, but it must be medically documented.

3. Residency

You must be a Canadian citizen or permanent resident and must have lived in Canada for at least 10 years after turning 18.

4. Income & Program Enrollment

Although the benefit can be claimed on its own, applicants who already receive support through:

• Canada Pension Plan Disability (CPP-D)
• Old Age Security (OAS)
• Guaranteed Income Supplement (GIS)

…are more likely to meet the qualifications quickly due to already having similar assessments.

How to Apply for the $1,870 Benefit

You’ll need to apply online via the CRA’s My Account portal. Here’s a step-by-step guide:

Step 1

Go to Canada.ca and access or create your CRA My Account.

Step 2

Once logged in, navigate to the section for “Disability Benefits” or “Canada Disability Benefit 2025.”

Step 3

Prepare the following:

• Proof of age (e.g., birth certificate or government-issued ID)
• Medical documents confirming the severity and duration of your disability
• Proof of residency showing 10+ years in Canada
• Proof of Canadian citizenship or permanent resident status

Step 4

Review your information carefully and submit the completed form. A confirmation message will appear once submitted.

When Do Payments Start?

Payments are set to begin in October 2025, with funds being directly deposited by the 25th of each month. If you’re receiving a paper cheque, allow a few extra days for delivery.

To avoid delays:

• Make sure your direct deposit info is updated in CRA My Account.
• Monitor your account for any updates or requests from the CRA.

Helpful Tips for Applicants

• Watch for scams: This is a new program, and scammers may try to trick applicants. Only use CRA’s official website and phone numbers.
• Keep documents organized: If you’re applying, have your income, residency, and disability paperwork ready ahead of time.
• Sign up for alerts: CRA allows you to receive updates by email or text about your application.

FAQs