Canada’s $928 Low-Income Family Payment on July 22 – Is It Real? Check Eligibility Now

A wave of confusion has hit Canadian social media, with many users asking whether low-income families will receive a $928 payment on July 22, 2025. Blog posts, videos, and forums have circulated this figure, sparking hope—and skepticism—among Canadians. So, what’s the truth? Is this a real government benefit or just misinformation? This guide sorts through the claims and explains what legitimate payments are available, how they work, and what low-income families can actually expect in July 2025.

Overview

Let’s get straight to the facts:

Origin of the $928 Payment Rumor

No, there is no official one-time $928 payment scheduled for July 22, 2025.

The number likely comes from a combined total of regular benefits that some low-income families are eligible to receive in a given month. Some creators on social media have presented this figure without proper explanation, causing widespread misunderstanding.

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Real benefits like the Canada Child Benefit (CCB) or Canada Workers Benefit (CWB) can indeed total $928—or even more—but that depends on your income level, number of children, and province of residence.

Real Benefits That Could Add Up to $928

What It Is: A monthly, tax-free payment to help with the cost of raising children under 18.

Eligibility:

• You are the primary caregiver of a child under 18.
• You are a resident of Canada.
• You and your spouse file annual tax returns.

Maximum 2024–2025 Rates:

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• Up to $7,437 per child under age 6.
• Up to $6,275 per child aged 6–17.
• This means a family could receive $619.75/month per child under 6.

Next Payment Date: July 20, 2025.

Canada Workers Benefit (CWB)

What It Is: A refundable tax credit for low-income workers.

Eligibility:

• You must earn income from work.
• Be over 19 years old (or have a child or spouse).
• File your tax return.

Maximum Benefits:

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• $1,428/year for individuals.
• $2,461/year for families.

Advance Payments: Paid quarterly. Next likely date is July 10, 2025, covering up to 50% of the full benefit.

GST/HST Credit

What It Is: A quarterly tax-free payment to offset GST/HST paid on goods and services.

Eligibility:

• Must be over 19 or have a spouse/child.
• Must file your taxes.

Maximum Annual Payments:

• $456 for singles.
• $598 for couples + $157 per child.

Next Payment Date: July 5, 2025.

How a Family Might Reach $928

Here’s an example to put it all together:

Family Profile:

• Single mother named Maria in Alberta.
• Two children under age 6.
• Annual income: $24,000.

Total for July 2025: Well over $928—closer to $1,300, depending on the CCB entitlement.

So yes, some families will receive $928 or more, but not as a one-time special payment. These are regular, scheduled payments from established benefit programs.

Avoiding Misinformation

Be cautious if you see claims online like:

• “You must register now for your $928 payment.”
• “Only today: Apply for your family cash payout.”
• “Fill out this form to claim your July bonus.”

These are usually scams. Never enter personal or financial details unless you’re on an official government website.

What to Do Instead:

• Visit Canada.ca for real benefit info.
• Use CRA My Account to check what you’re eligible for.
• File your taxes every year—even if you earn little to no income.

Extra Provincial Help

Some provinces offer additional benefits that can increase your monthly support:

These can be stacked with federal benefits, further increasing your total income.

FAQs