As we roll into June 2025, millions of Canadians are set to receive higher monthly payments from several key benefit programs managed by the Canada Revenue Agency (CRA). These updates reflect the government’s efforts to keep up with inflation, address rising living costs, and provide meaningful support to families, seniors, and low-income individuals.
Whether you rely on the Canada Child Benefit, Old Age Security, or the Canada Pension Plan, knowing what’s changing this month will help you stay ahead and plan smarter.
Increases
Here’s a quick breakdown of the new maximum payments and when you can expect them:
| Benefit Program | Maximum Monthly Payment | Next Payment Date |
|---|---|---|
| Canada Pension Plan | $1,433 | June 28, 2025 |
| Old Age Security | $727.67 (65–74), $800.44 (75+) | June 28, 2025 |
| Guaranteed Income Supplement | $1,086.88 (single), $654.23 (per spouse) | June 28, 2025 |
| Canada Child Benefit | $648.91 (under 6), $547.50 (6–17) | June 17, 2025 |
| GST/HST Credit | Up to $129.75 (single), $170+child amounts | June 4, 2025 |
| Canada Carbon Rebate | Varies by household/province (final payment) | June 22, 2025 |
CPP
The Canada Pension Plan offers monthly income to Canadians who contributed while working. In June 2025, the maximum benefit has climbed to $1,433—up nearly $70 from last year.
To qualify, you need at least one valid CPP contribution. You can start receiving CPP as early as age 60, though delaying until 70 increases your monthly amount.
Next payment: June 28, 2025.
OAS
Old Age Security supports Canadians aged 65 and over. Payment amounts are based on age:
- $727.67 for seniors aged 65 to 74
- $800.44 for seniors aged 75 and over
To qualify, you must be 65+ and have lived in Canada for at least 10 years after turning 18.
Next payment: June 28, 2025.
GIS
If you already receive OAS and your income is below a certain threshold, you may qualify for the Guaranteed Income Supplement. The monthly GIS payments are:
- $1,086.88 for singles
- $654.23 each for couples who both receive OAS
Next payment: June 28, 2025.
CCB
The Canada Child Benefit helps families with the cost of raising kids under 18. It’s tax-free and adjusted annually based on inflation.
- Up to $648.91 per month for children under 6
- Up to $547.50 per month for children aged 6 to 17
Your exact amount depends on family income. The lower the income, the higher the payment.
Next payment: June 17, 2025.
GST
The GST/HST Credit offsets sales taxes for low- and moderate-income households. It’s issued quarterly and doesn’t require a separate application if you file your taxes.
- $129.75 for eligible singles
- $170 for couples plus $44.75 per child under 19
To qualify, your family’s income must fall below a certain threshold. Even if you had no income, filing taxes ensures you’re considered.
Next payment: June 4, 2025.
CCR
June 2025 marks the final Canada Carbon Rebate (formerly Climate Action Incentive) payout due to a policy change removing the federal carbon tax.
To receive it, you must file your 2024 tax return electronically by June 2, 2025. The amount depends on your province and family size.
Next and final payment: June 22, 2025.
Tips
Want to make sure these payments reach you without delays? Here are four simple steps:
- File your taxes – It’s essential, even if you earned nothing.
- Sign up for direct deposit – Faster and safer than paper cheques.
- Keep your info up to date – That includes address, marital status, and banking info.
- Monitor your CRA MyAccount – It’s the best way to stay on top of changes and upcoming payments.
Impact
These benefit increases offer real help during tough times. With inflation still biting into household budgets, every dollar matters. Whether you’re a parent buying school supplies or a retiree covering prescription costs, these updates help Canadians manage day-to-day expenses and stay afloat.
Programs like CPP, OAS, and GIS support aging Canadians in maintaining independence. CCB helps ensure children grow up with the basics they need. And the GST/HST and CCR payments act like financial pressure valves, giving families a little extra breathing room.
As the government continues adjusting benefits to meet economic realities, staying informed is key. Make sure you’re getting everything you’re entitled to.
FAQs
When is the next CPP payment?
June 28, 2025.
What’s the new max CCB amount?
$648.91 for kids under 6.
Is the CCR ending in 2025?
Yes, final payment is on June 22, 2025.
How do I get the GST/HST credit?
File your taxes, even with no income.
Do I need to apply for OAS or GIS?
You must apply for both once eligible.
