Struggling to keep up with rising prices? You’re definitely not alone. That’s where the Department for Work and Pensions (DWP) steps in to lend a helping hand. In 2025, the DWP is continuing its Cost of Living payments—designed to cushion the blow of inflation, high energy bills, and general financial stress. If you’re wondering how much you’ll get, when you’ll get it, or if you qualify, here’s everything you need to know in plain English.
Overview
The government knows that 2025 hasn’t been the easiest year for household budgets. So, to help ease the strain, the DWP is rolling out Cost of Living support again. Here’s a quick snapshot:
| Aspect | Details |
|---|---|
| Payment Amount | Up to £900 (in multiple installments) |
| Benefits That Qualify You | Universal Credit, JSA, Income Support, etc. |
| Payment Timeline | Post-election (final 2025 installment in July) |
| Benefit Uplift | Most up by 6.7%, Pensions up by 8.5% |
| Info Source | DWP Official Website |
Whether you’re already receiving benefits or just looking for support options, keep reading.
Eligibility
Let’s get to the point—who actually gets the payment?
If you’re receiving any of the following during the qualifying period, you’re in:
- Universal Credit
- Job Seeker’s Allowance (JSA)
- Income Support
- Pension Credit
- Working Tax Credit
- Child Tax Credit
Basically, if you’re on a low income, out of work, or dealing with a disability or caring duties, there’s a good chance you’ll qualify.
Amount
So how much is the DWP offering in 2025? Eligible households can receive up to £900, paid in three separate installments. The exact amount might vary depending on your situation, but £900 is the max total.
For reference, the last payment—£299—was distributed between July 6 and July 22, 2025. Expect similar staggered payments across the year.
Increases
Good news here. Benefits are getting a 6.7% uplift, which is tied to inflation. But pensioners make out even better—Pension Credit and State Pension will jump 8.5%, thanks to wage growth figures. That’s one way the government is trying to keep support in line with the real cost of living.
Support
Now, if the Cost of Living payments alone aren’t enough (and let’s face it, sometimes they’re not), you’ve got other lifelines too.
Household Support Fund
Your local council might be able to help directly. They’ve got funding for things like:
- Cash grants
- Supermarket vouchers
- Help with energy bills
Check your council’s website to see what’s on offer and how to apply.
Budgeting Advance
Need urgent cash but don’t want to rack up interest? If you’re on Universal Credit, Budgeting Advance Loans could help. You could borrow up to £812 (for families), and pay it back over two years—interest-free.
Charitable Grants
Charities offer grants for specific needs—from disabled people to carers to students. Use Turn2us to search for grants that match your profile.
Energy Help
British Gas and other suppliers have hardship funds. British Gas, for example, offers up to £2,000, and you don’t even have to be their customer! Always ask your supplier what programs they offer.
Council Tax Help
Yep, you might even pay less or zero Council Tax. If you’re on benefits or low income, your local authority could slash your bill by up to 100%. Again, check with your council to apply.
With everything going up—from food to fuel—these support systems aren’t just helpful, they’re essential. Keep an eye on official updates and take advantage of all the support you’re entitled to. The key is to stay informed and proactive.
FAQs
Who gets the DWP Cost of Living Payment?
People receiving certain benefits like Universal Credit and Pension Credit.
How much is the 2025 Cost of Living payment?
Up to £900 in three installments.
When is the next payment due?
Dates will be announced after the 2025 general election.
Can I apply for extra help with bills?
Yes, through the Household Support Fund and energy grants.
Are benefit payments increasing in 2025?
Yes, most are rising by 6.7%, pensions by 8.5%.
